Post #62 – Syrian Refugee Day – 86.1% in savings!

$1911.73 in product, $414.34 in cash, $100 in promotional stuff, 27,310 ($48.86) in points

Today SH and I went to drop off snowsuits to . IMG_20160228_115736638


I really liked the slight lumberjack look of these coats and snow pants.


Wherever we look there is need, and it isn’t a greedy need, it is often a desperate need. We were told by the people at Capital Welcomes that children’s outwear is one of the least donated thing, which I found strange, given that very little kids tend not to wear through that stuff…

In total we dropped off about 40ish coat/coat-snow pant/snowsuits and a bag of toques and a couple of bags of boots. (Thanks to the people that support Boom! Savings! I now measure things in “bags”.)

I would have thought this would have been the big highlight of the day, but SH and I had some time to kill, my family was at an event, and she had time to kill before a meeting so we went the the Shoppers on Rideau, well, one of the Shoppers on Rideau. IT WAS A JACKPOT! They were clearing: soap, shampoo, toothpaste and toothbrushes. We bought everything we could (at the price point we liked). We ended up with 26 bottles of shampoo, 43 toothbrushes, 50ish tubes of toothpaste, and 53 4-packs of bars of soap, or body wash bottles. It was amazing!


I drove it back to the distribution center and volunteered for about 30 minutes moving boxes while I waited for my family to join me so that my children could see where the donations go.

When they finally got there we put half of the donation in the storage area and my kids pushed the rest out in a cart. Most of the stuff that the Syrian refugees are able to pick-up at this location is used clothing (or new snowsuits, if it is a day that we come in). When they noticed that toiletries were coming out there was a flurry of excitement. It was minorly overwhelming for my kids, someone had gone back to get a volunteer that spoke Arabic, but by the time the person came back it was all gone. I believe, from watching the flurry, that no one took more than they would probably need. I think I saw one person get their hand tapped by another when they may have been taking too much stuff, but it all seemed pretty orderly. It showed the level of need when $550 worth of toiletries went in about 2 minutes.

Because of the promotion being run this weekend (spend $75 and get $10 in SDM gift cards and $10 in restaurant gift cards) I went back out shopping when the family was asleep for the night. It was another major jackpot! I found a TON of stuff I am saving for a post next week, but I also found a lot more soap on clearance. It is all going to Capital Welcomes next weekend! 

The experience there was so good, that MP wants to go back to sort clothing next weekend! Having an 8 year-old volunteer can be pretty tough, but they need someone to sort and match shoes and I think it is something she can handle and not get in the way! 

Happy shopping, happy saving, happy giving.


Post #61 – If I can Teach the Young, I can Teach the Old – 103.3% in savings!

$288.74 in product, $34.05 in cash, $40 in promo gift cards back, 2140 ($3.83) in points.

It has been a long time since two things of happened:

  1. I’ve saved over 100%
  2. I’ve been disrespected by a cashier

Funny how every time I am disrespected by a cashier it is around Bonus Seniors Day when I have a senior who is willing to punish Shoppers for disrespecting me.

Let’s stay positive, so I’m only going to talk about the  savings until the end of the post, and, spoiler alert, I’m partially going to defend the cashiers.

We had my dad and his wife over for dinner, and my father-in-law and his partner. My father-in-law and his partner wanted to see how the magic was done. It is especially magical on Bonus Senior’s Day, if you have a Senior handy. 🙂

The math on this one is really screwy because the total amount of good purchased was more than $288.74 and the amount paid was greater than $34.05, the other stuff was stuff bought by the very generous JP and the very generous and patient JAWN. What happened was JP declined his share of the bounty: the $40 in gift cards and the $3.83 in points, so it all got credited to the $34.05 that was being spent on charity.

(In the end they both won anyways because they bought $119.39 worth of stuff for $90.06 even after forgoing the bonus of the Seniors Day, because they were just using the regular part of it for their savings…So for the Purists playing along at home, the byline for this purchase should be $408.13 in product, $127.04 in cash, $40 in gift cards and $3.83 in points for a savings of 80.0%, but i would never have allowed them to play full price for $86 worth of their purchase, nor would I have allowed them to buy a BIRTHDAY CARD FOR $6.69! BOOM! UNSAVINGS! 😦)

The Cashiers involved tonight could not figure out, without the help of the store manager, that when the cash register told them to give us the bonus card (see picture below) even when the total was under $50 that they should give us the card. If it weren’t for the manager reassuring the cashier would have had a complete meltdown over this purchase:


Yes, that receipt does say “Pay $1.54, get $0.91 in points and a $10 gift card“…Okay, it doesn’t really say it, but I’m telling you that is what it is saying, because it is true. Let me break down the math for you:

There are 4 things on this receipt:

  1. Baby Food on sale for $1.
  2. Baby Food not on sale for $1.09.
  3. 2 – Claritin 30 packs not on sale for $24.99
  4. Bottle of vitamins on sale for $9.69.

Now, let’s explore the discounts:

  1. Since it is Senior Day and the 2nd baby food is not on sale we remove 20%, or $0.22.
  2. Since it is Senior Day and the Claritin is not on sale we take off $5 per box, or $10
  3. Since the Claritin is expiring we take off $20 per box (note the 8@$5  B Y 5.00- … that means $-40)
  4. Since the vitamins are expiring take off $10…“Wait, aren’t they only $9.69?” Yes, but not when the stickers were put on! The first cashier let this go through, the 2nd cashier would only let us take $9 off.
  5. The total, before the store coupons, but after the Senior Discount was $51, so give 510 points.
  6. The total, before the store coupons, but after the Senior Discount was $51, so give $10 gift card.

Grand total: $70.41 in product for $-9.37! BOOM! SAVINGS!

In total the donation to charity looks like this:


However to sweeten the deal even more, I am going to try and sell the Claritin and the toothache medicine, because I don’t think charities take them. Whatever I get for them I am giving back to the charity pot of money… BOOM! MORE SAVINGS!

On to the cashiers

Cashier #1) Started off hostile, telling me I didn’t understand how the promotions worked, but was willing to do what I asked, while standing there not doing what I was asking. Finally she called the manager over (who I have seen twice a week (at least) for the past 6 months) and he let her know that I know how the promotions work and she doesn’t.

Once the purchasing was all over, and he heard we were doing this for charity (or most of it since some was for us) she became very nice and was hoping that I also take time to take care of myself.

Cashier #2) Slightly more aged than most cashiers, and it was late at night, and it seems like she was having a bad day, so she was grumpy when I asked for the $10 gift card for my Father-in-Law, she said I hadn’t earned it, despite the “give promo” being on the screen. She said I hadn’t hit $50 (which I had, only before the store coupons, not after) so she didn’t owe me the gift card. I called the manager over and he told her to give it to me, she said “this is disgusting” and grumbled something about seniors not getting a discount on milk…I think it was because the milk was on sale, so not eligible. She never recovered from her unhelpful stance, but in the start of this paragraph I give her a partial out. Also, she was polite until I knew her job better than her.

Happy shopping, having savings, and happy sharing!


Post #60 – High School, Shampoo and Chocolates! – 99.8% in savings

$211.68 in product, $60.96 in cash, 33,800 ($60.47) in Points

Today I had the privilege of presenting Boom Savings to a high school class at Norman Johnston Alternative School here in Ottawa. It is a thrill to try and help other people save the way I can. There is no magic in what I do, just math.

I’ve presented at 2 schools now. I couldn’t have had much different audiences: grade 5-6 students trying to buy stuff for the food bank and alternative high school students.

Before each presentation I have gone shopping so we can do a “live example” with the receipt and the products.

Norman Johnston is in Blackburn Hamlet and I consider the Shoppers Drug Mart there to be a good one. I gave myself an extra half hour of transit time to make a purchase…I ended up at the school 15 minutes early, because this SDM was so ripe for the picking.

Yesterday, I had left some chocolates at work, and wished I had them for the students today. I figured it would help “buy” some interest from the students in my presentation. I don’t think I need to buy interest…When one of the students saw me she said “Are you an extreme couponer? SQUUEEEEEE!!!!!”.

Back to my purchase. The L’Oreal deal continues to pay off. I keep thinking “I should stop buying shampoo“, but supplying shampoo to someone frees up their money to buy other things they need, plus Shoppers is paying me to take it out of the store.

At the Shoppers today I bought:

12 bottles of shampoo and conditioner

5 bags of chocolate hearts

1 bag of small boxes of Smarties

I said to myself afterwards “Would people who are chipping in really appreciate me buying chocolate for charity, or for presentations?” … After I looked at the net price, I wasn’t too concerned. The totals at the top are for 3 purchases, the purchase for the school presentation cost me $38.97 and netted me $43.83 in points…For a total cost of $-4.86! BOOM! SAVINGS!

The students, and teachers, were pretty impressed with what I had managed to do. After the presentation I was “stuck” with bags of chocolates that they hadn’t eaten and 12 bottles of shampoo and conditioner.

I was talking to the Guidance Councilor and also my cousin (a teacher) after the presentation. I asked them if they could use the shampoo for their food cupboard in their school. They were more than happy to accept them!

So, I didn’t have to bring anything home, except for an extra $4 in credit from SDM!

Happy shopping, happy saving, and happy sharing!



Post #59 – Shampoo, Conditioner and Hair Product – 95.1% in Savings!

$1,885.45 in product, $385.67 spent, 163,740 ($292.93) in points!

After we bought all the children’s outerwear on Saturday my focus has been shampoo, conditioner, and other hair products (for those that know I am a shaved head male, you’ll know I am out of my element with this stuff).

This post is about 3 purchases. For those that missed it above we got 163,740 points in 3 purchases…One purchase alone had 109,200!

My neighbour asked me yesterday “What happens when charities run out of need because of you?” – It is a wonderful thought, but it obviously won’t ever happen.

The charities receiving hair product from this post are: The Youville Centre, Gloucester Emergency Food Cupboard, Britannia Woods Food Pantry, St. Joe’s Women’s Centre, Harmony House, and Daisy’s Drop In.

Saturday, after buying the outerwear, SH and I took EV to Shopper’s Drug Mart to show her how it is done. EV is the person who has really pushed me to make this bigger. BM and CG planted the seed, but EV was nice enough to cultivate it. 🙂

Anyways, SH and I started taking something off the shelf and EV said “the shelters have no need for this stuff“…My answer, in executive summary form, was “they are going to pay us to leave with this stuff“…The longer answer had all the math…We loaded up on 66 bottles of various stuff. The total bill was expensive, $211.11, but it was 20X the points and there were all sorts of promotions going on so we got 66 bottles for $15.75 BOOM! SAVINGS!

All this for the equivalent of $15.75!!!!!IMG_20160220_234725189[1].jpg

I find I get two reactions from people 99% of them are “What? How on earth do you do this?“. The 2nd is “Do you use Checkout51, Flipp?, Coupons?” …Well, I’m about to step up my game and do better…Most of my savings hasn’t used any of these three things.

I’ve started couponing, which is why these discounts are so big. In fact, I ran out of coupons and could have used $66 more…So really this post should have cost me $66 less. Imagine 206 bottles of hair care stuff for $26? It almost happened I checked 4 stores looking for the coupons I needed. The problem is I had already used all the coupons the stores had in them! 🙂

Yesterday I had to work from 2:30pm to 9pm so I went shopping before lunch. Imagine how bored the Cosmetic Counter at a Shopper’s in Monday mornings. They were very willing to help. At SH’s Shoppers the Manager went around and found me all the bottles that were being cleared for $0.99 or $1.99 (if the were L’Oreal). The reason I wanted L’Oreal is that I had $1.50 coupons and if you bought 3 you got $5 in points. So for $1.50 spent I was getting $5 in points and $24ish in shampoo. BOOM! SAVINGS! 

All of this was being cleared for $0.99 or $1.99!IMG_20160222_134047647[1].jpg

This was the purchase that could have used $66 more in coupons (that I went looking for)…Had I found them, all of this shampoo would have cost $-21 after you adjust for points…too bad I couldn’t find the coupons!).

I was so efficient with yesterday’s purchases that I dropped them off at the charity before I could take pictures of all of it. I didn’t even get a picture of the 50 bottles I bought at one SDM… Life is good!

Happy shopping, happy saving, and happy sharing!


Post #58 – $7,044.45 Worth of Children’s Outerwear? Sure, why not! – 76.8% in Savings.

$7,044.45 in product, $1642.26 in cash

Amazing, simply amazing.


On Tuesday of last week I asked my friends, supporters and donors to kick in money for children’s winter outerwear. I told everyone I could get a 3.33 return on their money, for every $1 they gave me I could buy $3.33 in clothes. I also said I would try to negotiate with Loblaws (which is hard as heck, but not impossible).

PEOPLE STEPPED UP HUGE! Maybe the most impressive thing is that it took only 26 donors to get this to happen!

We collected just under $1,600. SH and I both bought some stuff earlier in the week to try and “prompt” PC Points to give us Joe Fresh bonuses on our PC Plus bonuses for the week.

The good news is SH’s card hit and we got 10% more stuff! She got $160 in PC points from the purchase of $1,600 so we went right back to the racks and bought more stuff!

27 snowsuits

53 coat/snow pant combo

51 coats

27 pairs of boots

16 hats

7 pairs of snow pants

5 early spring coats

Thanks to everyone! If you want to get involved check out:

Happy shopping and happy savings!

1234iscoat5issnowsuit678isblackcoat9istan11121314151617isblacksnowsuit18ispink18isthe2coats19is the spring jackets the lighter colour are the bigger ones20 is the coat 21 is the snowuit22 is the pink snow pants, 22 is the black, 23 aer the grey25 are the reindeer hats, 26 is the beaver hat, 27 is the blue hats, 28 is the orange pompom 29 is the aviator hat 30 is the striped hats, 31 is the adult toques32,33,34 left to right35,36,37 left to right38, 39, 40, 41, 42 left to right43

Post #57 – A Great Teaching Experience! – 93.6% in Savings

$260.85 in product, $33.57 in cash, 9,390 ($16.80) in points.

Today I got to share my BOOM! SAVINGS! techniques with a large group of grade 5 and 6 students from Woodroffe Public School’s Me to We Club…A club dedicated to helping others.


It was AMAZING! The kids were super engaged, often breaking down to complete chatter during my presentation. The teachers would shush the students, but I think most of them were talking “on point”, that is talking about savings.

A few teachers were there, as was MS from Britannia Woods (which includes a food pantry). I wished I could have presented more at their level and less the students level, but I can only present so much!

I definitely got a “wow” out of the teachers when I showed them I got $40 in points for spending $3.85 on $200 worth of shampoo.

Next week I am speaking at Norman Johnston Alternative School. I’m trying to figure out if it will be tougher or easier to present to students that have the ability to absorb more of what I am presenting…

One of my first slides was telling the students that I knew of 11 ways to save money at a store. The first two answer they gave “buy the house brand” (paraphrasing) and “price matching” weren’t even in my list of 11…Ooops…Buying the house brand was so obvious to me that I forgot to include it, and price matching doesn’t really fit into how I work so I forgot to include it too!

I had brought a bunch of groceries to give an idea of how much you can save, and wanted to give it to their food drive after the presentation…Only to find out they didn’t have an active food drive on! LOL Luckily, I gave it to Britannia Woods Food Pantry instead.

Right after that I went to Loblaws to get ready for the big purchase on Saturday!!! Can’t wait!

On the drive home I just had to stop in at Shoppers, I wanted to take a break from shopping in anticipation of Saturday, but the free time was bugging me. Good thing I went in! They put new stuff on clearance every day. For example: $80 worth of baby formula for $15!!!!! BOOM! SAVINGS! 

I also got to buy some more L’Oreal shampoo. The deal on this stuff is just too good.

In all I got all of this for the equivalent of $16.77:



Post #56 – The Greatest Ivesian Score of All Time (I think) – 98.1% in Savings!

$93.39 in product, $1.80 in cash, 0 points.

I don’t like posting shopping out of order…I almost forgot this impressive trip!

“0 points?, $1.80?, – What is going on?”

“What the heck is ‘Ivesian’ savings calculations?”
Good questions my friends. Let’s start with Ivesian calculations…

I calculate any points I receive for purchasing stuff as being immediately redeemed. So, if I buy $50 worth of stuff for $30, but get $20 in points, I will say I paid $10, since I retain $20 of my purchasing power for a later date. So I saved 80%.

A friend of mine, RI, doesn’t like this calculation, since you are force to return to the store. He likes me to include it in the amount of good received. So in the case above, I bought $50 worth of stuff, and got the equivalent of a $20 gift card, so $70 worth of stuff for $30. Only a 56% savings.
This is all in good fun of course because irrespective of how it is calculated it is BOOM! SAVINGS! 🙂

The only time mine and the Ivesian estimator of savings (damn that is a nerdy expression) line up is when there are no points involved. Like the MONSTER HAUL from last Thursday…

You’ll remember I had a post where I had bought $800 of incontinence stuff for $200 (OH CRAP! I AM 2 POSTS BEHIND!)…Darn, well, last Wednesday I went shopping and they mispriced something, so I had to go back to get it adjusted. Not only did they give it to me for free instead of for the $5 (Boom! Savings!) it gave me a reason to shop more…

The manager was the same guy as the day before. I told him I was going to go look for more deals. He said there was non to have, I had gotten them all the previous day…THERE WERE SAVINGS TO BE HAD!!!!


The baby food was super clearout prices. I didn’t have any bonus point coupons, but I still liked the prices 66% to 80% off. I loaded up my basket and went to the cashier.

When I got there, there was a woman behind me buying one thing. I insisted she go first. The cashier told her she was lucky because it was Seniors Day and she qualified for 20% off. We both looked at each other and my full basket. I asked if she was willing to “buy” my stuff for me. I told her it was for charity, and she didn’t have to handle the money, just stand there and be over 55 years old.

The cashiers were having a difficult time processing my order (I never blame them, it is tough!) and the woman started getting impatient. I asked the cashier if all she needed to do was scan her card, he said yes, and she was on her way.

So, let’s focus on the purchase now…Pre-sticker and pre-senior discount I was buying $93 worth of baby food for $75. Not bad, but nowhere near good. After the stickers, I was buying $93 worth of baby food for $15 BOOM! SAVINGS!

The total is sitting at $15 on the screen. The cashier hits “evaluate promotion” and like a gameshow the total starts dropping and dropping…The two of them and myself lean in…They are super excited, and I am super nervous. If this hits $0 or negative I was willing to bet they would call the manager and the manager would freak. I was thinking about throwing a chocolate bar on or something…Anyways, it stops at $1.81. $93 of baby food for $1.81 BOOM! SAVINGS! They cheer, I cheer and they start telling the other customers about my purchase for charity…Even I was in shock at this purchase.

When I tried to recreate prices at home (in my scaled down mock-up of an actual SDM…picture scenes from movies where bank robbers have built replicas of the bank)…I realized some of the items had been priced below $0 because of the stickers. If a cashier makes a mistake I will always correct them, so they don’t get in trouble…If they price something wrong on the shelf, that one is on them 🙂

Happy shopping and happy saving!


Hello friends and supporters,
This week my target is going to be Loblaws, specifically Joe Fresh. They are selling kids snow suits at 75% off.
I’ve contacted the Snowsuit Fund and they don’t have an existing relationship with Loblaws and the price they pay is more than what Loblaws is offering…So, time to BOOM! SAVINGS! some snowsuits for the Snowsuit Fund!

Who’s in?

The other day I saw winter coats and snow pants on sale for $22.50. I am going to speak to the manager to see if we can do better. The more funds I have, the better the leverage.

How can you help?
I need two things:
1) Someone with a Joe Fresh bonus PC Points offer this week on their card.
2) Cash

I read about transfering points. We can’t.

Look outside right now, then think about having to send your kids out in this weather (or worse, yesterday’s cold) without proper outerwear.

Post #54 Special Valentine’s Day Beauty Special! 92.5% in Savings!

$2043.58 in product, $96.91 in cash, -74,010 points (-$56.82)

I’m not going to lie, I’m almost in tears about this one. MP and I shopped at two SDMs yesterday for about 2.5 hours in total and took $2043.58 worth of product out of the stores. I can’t believe how well we did. We even got a handwritten “thank-you” from one of the staff when she found out about the work we are doing.

I have to admit, I’m slightly hesitant when I’m spending other people’s money: I want to stick to the script: baby formula, baby food, toothpaste, food for the Food Cupboard, toys for kids, sunscreen, etc, etc…The “necessities”.

SH’s SDM has had hair dye on sale forever…I’ve eye-balled it a couple of times, but figured it was outside of the scope of what I am doing for charity.

This weekend was a bonus redeem weekend on beauty products only. A friend of mine, MI, had generously donated 120,000+ Optimum points so I contacted her and asked her what she thought of me buying $2,000 worth of hair dye for women’s shelters. She thought it was a great idea. I warned her that I wasn’t sure if I could pull it off, and with her points I didn’t quite, but I was close. At least I was now given the mandate to try.

I’m nearly 100% out of my element shopping for non-essentials for a women’s shelter. I’m not a woman, I don’t think I’ve ever been in anything I would describe as a “crisis situation”, certainly not one that would rely on the good will of others. I spoke to a lot of different people (as many as I could in a really short period of time, since I only devised this plan on Friday night). All agreed that women’s shelters would gladly accept beauty products. MP and I even got help from the Cosmetic Managers at the two SDM when we were shopping to help us with what might be needed.

One of the jobs of services that help women in crisis, or escape from crisis, is to help those that need to, to rebuild a sense of self worth and self esteem. I don’t advocate that people need to look better to feel better about themselves, but I think every bit can help in situations likes this.

Now that I’ve said that part, on to the fun stuff, the stories of shopping…

In this post I set personal records in:

Amount saved one day: $1889.95

Biggest “You have saved” on an SDM receipt: $1,038.80 (my first over $1,000!)

Biggest margin of savings on a points redeem: 85.9%

Largest dollar value on a transaction coming out negative: $228.59 (non-Ivesian bill of $-34.45)

Largest % saved on an Ivesian calculated transaction: 98.9%

Most hair dye ever bought in one day: 78 boxes

Most time thinking about women’s hair products in my life: 2.5 hours

Most times appearing on TV being interviewed on “Our Ottawa”: 1

This day of shopping for beauty products entails 4 purchases from 2 different SDMs. The first is where MP and I went to get the hair dye, but ended up with a LOT more…

We went in and grabbed the 76 boxes of hair dye they were selling for $1.99…turns out some were $0.99, just a bonus for us. Hair dye is a little cheaper than I though…I thought it was $20ish a box, but it turns out SDM sells them for about $13. We had to get to $200 because it was 95,000 points for $200 instead of $170 (I was having a hard time figuring out the non-Ivesian equation for this). I kept counting in my head “$152…$152…$152” Trying to keep track…Then MP and I went looking for the deepest discounted stuff we could find…A lot of shampoos were $10 off, so $13 for $3 for example…So we stocked up…Then we found make-up discounted 90%…We bought 1 eye-shadow “thing” (I’m really out of my element) which was $3 instead of $18 (I know, not 90%)…because we needed to get up to $200. While we were talking to the Manager she told us a lot of shampoo on the shelves were actually being cleared for $0.99 to make more shelf space! The prices hadn’t be adjusted on the price tags, so she walked around checking for us. She pointed out a lot of the L’Oreal was $0.99. This sent my mind racing…They had “buy 2, get $2 off” so it was free, but they were also giving 3000 points if you bought three…I filled the cart, but knew I shouldn’t pass them through at the same time as the bonus redeem stuff (as not to lose the bonus points)…

MP and I took the stuff to the cash and started processing. Our final bill was $201.89 (+tax)…so out of pocket was $28.14…Not bad for all of this:


78 boxes of hair dye

33 bottles of shampoo, conditioner and hair spray

1 “thing” of eye shadow (bonus points if you can spot it in the picture above)

Now for the cool part (if the first part wasn’t cool enough)…MP and I started to load up the 21 bottles of L’Oreal shampoo, condition and, um, “hair mask”…I have no idea what that is, but I knew it was getting me points…If we bought an even number, this wouldn’t work, since it was $2 off of 2, and they were charging me $0.99 per bottle, so it would have been negative…So the 21 hair product things (with an after tax value of $228.59) cost us only $3.49…but more importantly (or I guess less importantly, since we have already saved $225) is that we got 21,200 points! ($37.92 in points)…So $228.59 in hair product for $-34.43!!! I wasn’t going to say it this post, but BOOM! SAVINGS!


If you’ve read my posts before, you know that SDM are own by Franchisees and they can charge what they want as long as it is as least as good as the flyer…So, I headed over to my usual SDM to see if they were clearing at $0.99 as well. They weren’t. They were still a good price, $3.99 instead of $8.29, and they had coupons (and I had coupons I picked up from Loblaws for $1.50 off a bottle, why they got a better deal than SDM, I have no idea) and the bonus points (3,000 for 3 bottles) were in effect, so we decided to buy some more…It obviously won’t be as awesome at the first store, but we did buy $196.72 for $60.53 (shows you what a difference it can be between stores) and earned 21,780 points ($38.96), so about $1.02 per bottle instead of $8.29+tax.

We spent A LONG time shopping…MP was getting bored and the wonderful Cosmetics Manager let her put some price tags on and stuff, which MP enjoyed a lot…I did do a bit more shopping there, and picked up some other stuff that was heavily discounted. This stuff I normally wouldn’t buy, but the price point was good (MP and I got $218.04 worth of stuff for $30 in points (which we had just earned) and $4.75 in cash…I think some women in need are going to really enjoy pampering themselves with this stuff (the stuff in the picture that isn’t shampoo or men’s deodorant):


Thanks for reading this far! Happy Family day, to those that get to celebrate it, and Happy Shopping!

Post #53 – Oh no he didn’t! – OH YES HE DID! 97.3% in Savings

$262.39 in product, $48.47 Paid, 23,060 ($41.26) in points. So, the equivalent of $7.20

I don’t like to skip the order of the posts, but I am in a real teaching mood tonight, so I’m going to break down tonight’s purchase…Tonight I got a pile of stuff for effectively free (net purchase cost under 3% of the value of the products)


I had a buy $100 get 22,000 points (“But Gavin, you didn’t spend $100”) … Yeah, I know.

Here is how it works…This cheese is $3.99 today, but they marked it down by $3 to $0.99. I pay $0.99, but I get $3.99 credit towards my $100. This is because the spend $100 is not affected by the manager’s coupons.


“I see two bottles of Collagen Glucosamine, what does that do?”

I have no idea.

“Why did you buy it?”

Good question, let me break down what this purchase would have cost if I hadn’t paid $11.62 for these two bottles.

Here is what my purchase would look like without them:

$205.38 in product, $36.85 in spending, 820 ($1.47) Points: 82.8% in savings

So, for the $11.62 I spent I picked up $57.01 in product, it costs me $11.62 more, but I gain $39.79 in points…Because it pushes me into my bonus coupon! So for $11.62 it is like Shoppers gave me a gift certificate for $39.79 and $57.01 worth of pills that I don’t know what they do.

If we do the math on the cheese strings, they cost me $0.99, but they contributed $3.99 towards the $100…So, roughly 4% of the necessary amount…The bonus coupon is worth $39.36 (22,000 x 0.001789 (the value of a point if you redeem 95,000 points at a time), so 4% of that is $1.57…buying the cheese for $0.99 got me $1.57 in points (Boom! Savings!)…The store effectively paid me $0.58 per pack to take the cheese strings out of the store.

Sorry for all the math, but that is how this thing works…Let’s get more mathy and look at the receipt…

“The total and the ‘you have saved’ only adds up to $204.47, why are you claiming $262.39?”

The ‘ you have saved’ neglects the store coupons and the tax you have saved on the savings.

“The store coupons only add up to $15.50, why?”

The store coupons in the total row only reflect the value of one coupon…If you look to the left, it will say something like 4@-5.00, which means I had $20 in $5 stickers today.

“How do you figure 23060 points is worth $41.26?”

Optimum points have a ‘level’ system of points. The more points you redeem at one time, the more you save. The maximum is $170 for 95,000 points or $0.0017894736842/point. If I redeem for less, I record it as a loss at that transaction.

The Jamieson is the only thing taxable, and it is taxable at the cost before the coupons…So I pay tax on $13.99/bottle but only pay $3.99 because there were $10 of stickers on each bottle.

The diapers were $23.49 marked down to $4.99, so on the 6 of them I saved $136.49. Boom! Savings!